Bird Insurance

Bird Insurance

Bird insurance is the best way for your pet bird safety. Many people think insuring the bird is not necessary as it might be expensive. The fact is bird insurance is cheaper than that of other pets like cats, dogs and, rabbits. Just taking care of birds is not enough for its future healthy life. One needs to secure the bird by insuring it.

Birds are the delicate creatures. Proper food, care and shelter are the basic requirements of a pet bird. Insuring it makes its life safe and secure. There are many insurance companies which provide insurance for the bird. They provide insurance plans which help the pet to stay fit for their lifetime.

While opting for any particular company the pet owner needs to take care of the following factors:

• Check the species: Before going for any particular policy check the species for which they are providing insurance. There are companies which do not insure certain species of bird. Research for the companies which provide insurance for the pet bird species you possess.
• Affordable policy: Certain bird insurance policies are expensive. Some of them do not provide the maximum cover for the pet. Hence it is advisable to buy the policy which will suit the pet owner financially and benefits the pet’s health too.
• Lifetime benefits: Opt for the policy which will provide the lifetime benefits. Lifetime benefits mean the policies which will secure the pet throughout. They provide the maximum cover for the pet. It can be health cover, medical cover, surgeries and many more. These policies suit best for the pet bird and the owner.

Many bird insurance companies provide different types of policy. Most of the policies cover theft, sickness, accident etc. There are three types of policies available for the pet bird. Simple policy

• Simple Policy: A simple policy will cover all the basic needs of the pet bird. It covers the illness of the pet. There is certain time and financial limitations in this policy. For example if the bird falls sick and the pet has crossed the limits of the policy, then the company does not provide insurance. Hence the pet loses the coverage and the illness cannot be covered again.
• Medium priced policies: These policies provide longer illness insurance. There are certain financial limits while insuring the pet bird. This policy covers the veterinarian bill. If the pet bird is of rare species, the cost for its recovery would be expensive. In medium priced policies there are some limitations with time. Renewal plans are available, one need to check the policy before going for it.
• Lifetime cover: Lifetime cover is the best coverage for the bird pet. It is the expensive coverage among the all three. There are many advantages of this plan. It covers the sickness, medical surgeries, and loss by theft and many more issues of the pet. This policy suits best for the pet and the owner too. There are no limitations for this cover. All the pet owners’ worries are covered in this plan. As most of the plans are renewable, it is a beneficial policy.

Many pet owners think that bird insurance is wastage of time and money. Actually there are many benefits from insuring the pet bird.

• Most of the policies cover the vet bills. The bills include the regular checkups and necessary treatment for any illness or accident. Most of the finances are covered by the companies.
• There are many policies which cover the loss of bird due to theft. In this plan the company advertises for its return and a reward is too announced for it.
• Most policies include cover if the pet bird is attacked by any outside pests.

Bird insurance is no more a thing to worry about. There are many policies available in market. Select the one which suits best for the pet. 

Find out more about pet insurance by reading our pet insurance guide.