Monday, May 21, 2012

Puppy Insurance



Puppy Insurance

Puppy InsuranceWhen a person gets puppy in the house, first thing he/she should do is to insure it. The cost for insuring a smaller pet is less than an older pet. Puppy insurance is slightly different from regular insurance plans of other pets. The cost of puppy insurance is less than other pet plans. Puppy insurance starts from when the puppy is 6 weeks old.
Lot of plans does not cover pets pre-existing conditions. The cost for puppy’s insurance will probably be less than that of an older dog because puppy will be less likely to have less health problem due to its age. So, if the puppy is diagnosed with any health issue before getting insured, the owners can claim for it.
There is a coverage which will only cover dog for certain amount of times in its life. The insurance company lays many restrictions on an older pet. Like human insurance policies, pet insurance too is not a tough job. We need to follow certain guidelines before insuring the puppy.
While insuring a puppy, follow these guidelines to decide the right insurance company for it
Stability of the company:
This is very important factor to be thought, while choosing the insurance company for puppy. The company should possess certain characteristics like longevity and, financial stability. They should also provide suitable plan which will cover most of the important aspects such as health of the dogs and also other related aspects like theft and loss of dog.
Veterinary recognition
Most of the finances would be saved if there is collaboration of the insurance company with veterinary doctor. The companies will cover the illness or treatment costs only if the diagnosis comes from a recognized vet.
Coverage of wellness
It is said that prevention is better than cure, so it is always good to insure that, pet owners have adopted a good insurance plan for the puppy. The plan should include timely vaccinations, treat heartburns with caution and also take necessary flea control measures. This cover implies for all the preventive measure that can be taken to avoid any illness regarding puppy.
Transparency
There are many companies in market who make high claims, but when it comes to payments they usually back out giving lame reasons. So, opt for the company which is transparent in its policies.
Increase in premiums
There is always a rise in amount of premium as the age of the dog increases. This is justified because as age of dog increases, the cost and diseases that can affect the dog also increases. But there are companies that will unnecessarily increase their premium without any prior notice. Check with the premium policy and opt for best long life plan for puppy.
While following above guidelines for selecting the puppy insurance plan, one can avoid many health problems and also save lot of money. 

Find out more about pet insurance by reading our pet insurance guide.

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