Tuesday, May 22, 2012

Dog Insurance



Dog Insurance

Dog InsuranceThere are a lot of pet lovers around but rarely some care for the proper maintenance of their pet's health and know about dog insurance. Expensive pet foods and toys are not the only things needed to keep your pet in good physical shape. Like us humans, our pets too need to be insured in order to make their life easier and safer. Dogs are the most likeable domestic animals that have been and served humans since a long time. They are still considered to be the best and the most understanding pets amongst all the others.
Though a lot of people adopt dogs and pups, a few of them know the importance of dog insurance which can help to cover the cost of all the medical attention that their dogs may need anytime. Any untoward circumstance can lead to a limb breakage of their favorite pet and that can lead to an expense of hundreds of dollars. Compared to the premium, one has to pay to get his/her dog insured, cost of consulting a veterinarian during such unpleasant events is exponentially high.
Selecting the perfect insurance for your dog
The insurance plans for pet animals are akin to those for humans. Different companies offer different plans, and accordingly the cost of premiums and coverage offered varies too. Taking into consideration the point of view of a pet lover, he/she would like to have the coverage provided on the following veterinarian services:
  • Neutering: Apart from rendering a healthier and long life the dog, spaying or neutering also prevents pet overpopulation. It prevents the messy heat cycles in case of female dogs and the unusual sexual behaviors in male dogs. A minor surgery is performed in order to achieve this. It can cost a lot and if there are some complications which are mostly not very dangerous, the expense can even increase.
  • Flea control: The medications which are for external usage like anti flea powders, shampoos and soaps are not so effective in case of some dogs. They need proper treatment against the discomforting insects which reside in their furry coat and feed on their blood. These are not only the dog's concern but also create a very unhealthy atmosphere in the house too, as they carry various diseases. The dog insurance can cover the cost of a more efficient anti flea treatment.
  • Yearly health assessment: The insurance companies provide assistance for the annual health inspection of your beloved pet, keeping it safe.
  • Vaccination: Dogs are prone to various diseases like canine distemper, rabies, viral infections etc. There are unique vaccinations that should be given to them soon after they are 6 weeks old and should be annually re-vaccinated. The insurance companies keep a track of all these and pays for it.
  • Teeth Clean: Though never taken seriously, this service can be availed by opting for the insurance plans which cover teeth cleaning as a part of their overhaul. It can be beneficial in a proper safety of the dog’s teeth and gums.
  • Hospitalization charges: These can never be predefined or guessed. Accidents do not occur after prior declaration. They are as sudden as a wave in the quiet sea but their possibilities cannot be ignored by a rational mind. The insurance companies are the best help during such situations as they have plans for such unpleasant events. A proper financial support provided by them when the dog faces an accident or an acute illness is a great support for the owner.
There are many pet insurance companies floating all around the world and the wider domain of the World Wide Web but a few which can fulfill all the concerns of a pet owner.
Before selecting the insurance for your dog, the points which should be considered are:
  • The insurance company allows you to consult any vet.
  • The breed specific conditions are covered.
  • Diagnosis and surgery costs are taken care of.
  • Hospitalization
  • Regular annual checkup and vaccination costs.
If an insurance company covers all these factors, your dog can lead a happy, healthy and long life.


In recent times more and more pet lover families have opted for pet insurance. Just feeding, caring or cuddling your dog doesn't end the responsibilities that you took while adopting it. As a dog owner, one has to ensure the best care that dog deserves and that can be done by selecting a good insurance plan for the pet. 

Find out more about pet insurance by reading our pet insurance guide. 

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