Cat Insurance

Cat Insurance

Cat insurance is a must for anyone who cares about their pet's well being. Health care benefits aren't just for humans. Just like human beings, the pets too need to get insured. Many people take out the insurance for their companion animal to ensure their safety.

People are worried about getting pet cat insurance due to various misconceptions and lack of knowledge. In reality, the pet insurance is not at all difficult. There are many companies who deal with insurance policies.

Cats often fall victim to sickness, accidents or injury. Taking care of the pet is just not sufficient for their health. Proper medical care and good insurance should also be considered. Cat's insurance policies are similar to human insurance policies. They provide financial cover against payment of premiums. While getting your cat insured there are many factors described below that need to be considered

Breed of the cat is considered by the insurance companies. For a pure breed cats, the insurance cost will be higher compared to that of the ordinary cats. For some cat breeds, insurance companies may not insure them. It is because the breed might be expensive or the breed is known to get ill or hurt a lot.

While getting your cats insurance there are many factors described below that need to be considered

• Health conditions: Many people think their pet is healthy and there is no need for insuring it. This may be troublesome for both, the owner and the pet. Insurance companies charge heavily for older cats. So it is better to plan for cat insurance in advance to get the maximum coverage at the lowest rates.
• Good insurance company: Cat's protection is the prime need when one thinks of its insurance. There are many insurance companies which provide many policies. Before going for it, one should know the reputation of the company and the feedback of the customers. Before opting for any particular policy, compare it with the other policies available in market. This will help you to find a good insurance for the cat.
• The cost: Cost of cat insurance is less than any other pet. The annual cost of it ranges from 50 to 300USD. It depends on the insurance package and coverage. Most insurance plans carry certain deductible that ranges from a fixed amount (40 USD) per visit to a 100-200 USD annual deductible.

One should know the details of the coverage under cat insurance

• In a life insurance of pet cat, it covers the vet bills and the treatments on yearly basis and stipulates the maximum amount that your pet has covered for the given year. Most of the policies have limitations on certain coverage’s like accident treatment, vaccinations, medical conditions etc. it means one can claim up to a certain amount for that particular condition
• Certain policies expire after certain period of time. These types of policies are cheap. And if your cat is still sick after the expiry of that health insurance you may face problems.
• Some insurance policies pay a major percentage for the treatment cost of the pet according to the insurance policy agreement.
• One must see to it that the insurance company for which they are enrolling covers maximum treatments. For e.g. the treatment which includes surgery as well as medicine. This may be little expensive but it’s useful for future serious illness or accidents of your pet.

There are many companies that offer cat insurance. Argos insurance, M and S pet insurance, direct line.com insurance, Healthy pets insurance, Churchill insurance, home base insurance, pet protect insurance, virgin money pet insurance and many more.

Cat insurance is not expensive. Go through the above mentioned details to get the best insurance. Pet animals do need a good health care for their healthy life. 

Find out more about pet insurance by reading our pet insurance guide.